The Schlieffen Plan Essay -- First World War WWI

The Schlieffen Plan The Schlieffen Plan is commonly – though misleadingy – identified with the German western offensive at the start of the First World War in August 1914, which began as a campaign of rapid movement but ended in deadlock and trench warfare. The plan is generally seen as a desperate gamble almost certain to fail, and its recklessness is counted as part of Germany’s war guilt – the plan held out the false promise of a quick victory, and so it underpinned the â€Å"short war illusion† that led Germany into a long war of attrition, ending with her defeat and collapse in 1918. This analysis confuses two quite different moments in history. The Schlieffen Plan was not designed to meet the strategic challenge Germany faced in 1914, but rather to pre-empt it by winning a more limited and manageable war at the time it was written in 1906. The consensus is that the Schlieffen Plan epitomized the arrogance of German militarism in believing that swift and total victory could be gained in a war on two fronts against a numerically superior coalition. It is held that the Schlieffen Plan initially deployed most of the German army in the west, with a small force left in the east to conduct a holding operation against the Russians. After a lightning campaign leading to a decisive victory over France within six weeks, Germany could turn her full might against the Russians. The standard verdict is that France could not have been comprehensively defeated within such a short time, so the plan was quite inadequate to the strategic dilemma confronting Germany. Anyone who believes all this has simply not read the Schlieffen Plan. That document is solely concerned with a war in the west. It does not call for the deployment of any forces against Russia, and contains no reference at all to a six-week deadline for the defeat of France. The great historical misunderstanding has been to regard Schlieffen’s plan as a half-baked scheme for fighting a war on two fronts, when it was in fact a carefully reasoned scheme for fighting a war limited to the west, at a time when this seemed to be a distinct possibility. The German west-front war-plan in 1914 was devised by the younger Helmuth von Moltke, and while it bore some resemblance to Schlieffen’s proposal, it was extensively adapted to the changed circumstances, in particular to the necessity of now deploying against Ru... ... of a two-front war in which both enemies would immediately go onto the offensive. He could not deploy the whole of the German army in the west, even though he needed a quick decision there to release reinforcements for the eastern front. It was the Moltke Plan, not the Schlieffen Plan, which required a victory over France within six weeks. Nor could Moltke contemplate swinging a part of his right wing all the way around Paris, since that again needed more time and troops than could be spared in a war on two fronts. Moltke’s right wing, already much weaker than Schlieffen’s, was further depleted during the course of the operation when he pulled out two of its army corps and transferred them to the east. The German army that was forced back from the Marne in September 1914 was but a pale shadow of the one that is drawn up against France in the Schlieffen Plan. Moltke held to the basic idea of that plan, but under the time and manpower pressures of a two-front war he was unable to make the right-wing attack as powerful and sustained as Schlieffen had prescribed for a one-front war in 1906. It was a diluted version of the Schlieffen plan that failed in 1914, not the original concept.

ACA Paper

Therefore, I will give some my personal inspirations, which earn from this course, to illustrate these deficiencies in the AC. Finally, I will present a brief conclusion about evolution of laws, which will influence the future. Five Provisions of the AC The five provisions are related to the humans rights and people daily life. I choose these five provisions, because I think they have good aspects, which can embrace American spirit and value rights of humans, but they have some deficiencies, which need to be innovated. Some of them are the most popular topic in nowadays, and others have great impacts in people future life.Therefore, I want to choose them, and clarify my personal views of them, which I will present following. Provision 1. My first provision is Sec. 1555. â€Å"Freedom not to participate in Federal health insurance programs†( PACE, 201 0 This provision illustrates that â€Å"everyone in America has a right to choice whether if participate in federal insurance c are program, and who opt out federal insurance care program will not be PACE, 2010 According to this provision, I firmly consider that everyone can choose to out of Beamer without penalty.In my personal point of view, really admire this provision. I always considered everyone should join Beamer before, but now, I know it is not mandatory. This provision can absolutely represent the spirit of America. When I originally knew America, I learned that freedom, democracy, and equity are the essential America spirit. Sec. 1 555 completely embodies human rights. Individuals have right to freely decide their own affairs, no one can enforce them to do anything illegally. Provision 2.My second provision is individual mandate provision. † individuals who are not covered by a healthcare insurance will be charged an annual tax penalty f $95, or up to 1% of income over the filing minimum, this provision takes effect on January 2014, but this fee will be more greater, this fee will rise to a minimum of $695 (SO,085 for families), or 2. 5% of income over the filing minimum, on 2016. This fee is prorate, if individuals are not covered by a minimum insurance in half a year, they should pay half of $695 ($2,085 for families).Moreover, exemptions are permitted for religious reasons, or for those for whom the least expensive policy would exceed 8% of their income, and US citizens who qualify as residents of a foreign county under the IRS foreign earned income exclusion rule†( The Individual Shared Responsibility Provision, 2014 In my perspective, I believe that this provision has a reasonable aspect, but some explanations, in individual mandate provision, are inconsiderate. First of all, this provision gives poor people who incomes can not afford the extra taxes. Think it is beneficial to poor people and release their financial burden.It also gives US citizens who live and work in a foreign country this exemption. In addition, exemption for religious reason also can emb race a humankind idea. However, this provision is unreasonable in total. According to Sec. 1 555, people should not get a penalty for opting out of minimum health insurance, but this provision seems to like exchanging the penalty to extra tax. This point is inconsiderate, because it enforces everyone to participate Beamer, otherwise people will be punished. The government should not use such a means to compel citizens participate health insurance program, even though health insurance is good for them.As I have mentioned above, I always consider America is an equal country, but an extra tax breaks my belief. In my personal view, government would take a moderate provision. Government should help people get health insurance through health education. Let people know the importance of health insurance, make people have a long-tern view of their own health. In this way, people will join in insurance consciously. Just like the Florida smoking ban. Florida is the first state which sues toba cco companies, and using compensations to educate people keep away from cigarettes.According to this case, I firmly believe that let people know always more rational than penalties. Provision 3. † Protecting young adults and eliminating burdens on families and genuineness, which is a beneficial provision to all young people who under 26- year-old. These young adults are permitted to remain on their parents health insurance programs, even if they on long live with their parent, are married, are not dependent on parents' tax return, or are not students†( Young Adults and the Affordable Care Act: Protecting Young Adults and Eliminating Burdens on Families and Businesses,201 0). Horology believe this provision is beneficial to all young adults and children. As know, the cheapest bronze level of health care insurance is approximately 5500 per year, and this level insurance, in my opinion, is very limited to utilization. If parents have higher level health insurance, their chi ldren also get higher protection, and families will save more money. Therefore, young people can remain on their parents' insurance not only reduce costs of families, but also will enhance their own health condition.Moreover, I also think, for extending health insurance coverage of young people, some actions can be implemented. Comparing with China, the government gives all school funds to support students buying their health insurances. Young people on school will get a discount for their lath insurances, which means students only need pay few fees to have their own health insurances. Furthermore, companies buying insurance for their employees is also compulsory. Therefore, America government can diversify the way of extending coverage of insurance of young people to lead more of them join in the benefits of insurances. Provision 4. Medicaid Drug Rebate Program also benefits to society, drug manufacturers will get rebates from states, which including, innovator drugs will obtain 23 . 1% of average manufacturer price per unit, blood clotting factor drugs will again 17. % price rebates per unit, non-innovator or multiple source drugs will get 13% average manufacturer price†( Medicaid Drug Rebate Program, 2014 ). According to Medicaid Drug Rebate Program, all people can buy these drugs cheaper, which means people are affordable for some daily drugs and some special diseases' drugs. In my perspective, this provision lets poor people are affordable to their drugs. Ally think it can improve people's health conditions. However, a problem should be defined that not every drug will get a rebate. As a consequence, drug manufacturers in this program will eve a risk to barely manufacture these drugs which can get rebates. Therefore, some useful drugs will not be produced for out of the program. It will cause these non- rebate drugs to merge a market shortage, and people will terribly hard buy these drugs. Therefore, the government should also balance the ratio of re bate drugs and non-rebate drug, and improve drug market condition.Provision 5. † Health Care Education Reconciliation Act of 201 0 has a provision that Chain restaurants and food vendors with 20 or more locations are required to display the caloric content of their foods on menus, drive-through menus, ND vending machines. Additional information, such as saturated fat, carbohydrate, and sodium content, must also be made available upon request†( Federal Health Care Reform, 2010 This provision is available for the customers to distinguish their foods' ingredients, through this way, customers can judge a food whether if good for their health.According to a report, â€Å"more than one-third ( 34. 9% or 78. 6 million ) of U. S adults are obese†( Centers for Disease Control and Prevention, 2014 ). Obesity has been the most popular disease in America and will cause a lot of subsequent diseases, including hypertension, hyperglycemia, and cardiograph. Therefore, the governm ent who regulates chain restaurants and other big food companies to illustrate their foods' calorie and other ingredients, which ingest excessively will result to obesity, is a good way to improve the health situation of individuals.In my personal point of view, although the government's action is reasonable, it is very limited to realistic circumstance. People know the way of calculation necessary caloric for daily life, bur sports and diets are proper means to keep health. Government need to educate their people to recognize lately life and improve their diets. However, this is an extremely difficult way to improve persons' health, because adults have accustomed their foods and their living habits.Therefore, how to initiate a new health education for a new generation and tell them good diets and living habits become significant. In conclusion, good health care is not to treat patient, it is reasonable to prevent ills from humans through improve their behaviors and thoughts. Regula tions of the AC The three regulations are enacted by executive agencies for supplementation of the AC. The three regulations are all related to people's health and their lily life. In my opinion, the first regulation, which will mention, is a good sample for the government instructing humans in a healthy life.The second regulation also protects people who cannot afford their healthcare fees. The third regulation is close to people work and safety. Nevertheless, I believe that the government should modify these three regulation continuously to provider citizens a better situation. Regulation 1. The first regulation is just existing on September 2014, which is â€Å"Guidance for Industry Reporting Drug Sample Information Under Section 6004 of the Affordable Care and Drug Administration, 2014 In my perspective, this regulation has 2 praiseworthy points.Firstly, manufacturers need report information of drugs on the internet. This is very convenient for the ETC supervising quantity and category Of drugs and assessing these drugs demand and supply. In this way, the F-DC can indicate a commercial tendency of these drugs, and accordingly the FDA forecasts what diseases will be happened. This is cheaper than paperwork. Secondly, These drugs reported by manufacturers, which usually have side effects or dangerous ingredients. Therefore, monitoring these drugs is necessary for people's health safety.For example, We know some medications have an ingredient named ephedrine is used for manufacturing methamphetamine, also called ice drug. Some lawbreakers use these medications to extract ephedrine. Therefore, for preventing this case happening, drugs reporting is mandatory. Nevertheless, this regulation need to be consummated. Electronic reporting is a reasonable way to record information, but 2 shortages must be considered. Electronic information leakage has been a serious problem now, although HAIFA has enacted the data breach notification rules. The information safety sys tem should be reinforced.In addition, supervising manufacturers reporting correct information is requisite. Whatever these manufacturers hide information for financial reason or unintentional mistake. These producers need to be audited. Regulation 2. The second pending regulation is † the State Medicaid HIT Plan, Planning Advance Planning Document, and Implementation Advance Planning. In the regulation, SMS wants to invite tenders from the public to design a health information collection software, which can reduce paperwork and collect arsenal health information efficiently.In this regulation, SMS has defined some detail requirements of this software, which includes information of fingerprints Of people, suspension Of Medicaid Payments and re-screening Of Medicaid and chip providers every five years†( Centers for Medicare Medicaid Services, 2014 These details are reasonable, also deem that an electronic tool is not only convenient for government using and collecting basi c data, but is also useful to people recognize their health information. Person just need a cellophane to manage their own physical condition data.However, mom important rules do not cover in this regulation, and this regulation also has its own deficiencies. Think two managements are required in this regulation. The first of all, there is a possible issue that some information cannot be matched from different software, when they are sent to each other. SMS should make a identical standard in order to all collecting data in diversified health data software can be commonly handled. Finally, for information abusing and breach, SMS should through HIPPO to monitor data of health of software providers and improve the system for safety of data ace ritzy Regulation 3.The third regulation has been exiting, which is† people applies healthcare insurance, and the insurance needs to take effect in ninety days. All insurance companies cannot delay applicants' insurances beyond ninety days with any excuse. However, this period can only be amended by the government. This is the Ninety-Day Waiting period Department of Health an Human Services, 2014 I firmly believe that the regulation will be admired by all people. This regulation gives people a safeguard, because people may have some accidents when they wait their insurances taking effect.Therefore, the sis of accidents will be reduce by this regulation, whatever people on working or daily life. However, I think the waiting period can be shorter. On the one hand, ninety-day means three months that people will be out of insurance. If the government can cut the waiting time, the risk can be smaller. On the other hand, some insurance companies, for financial concern, will delay people insurance until the deadline. Therefore, if the limitation can be shorter than three months, it also can spur the work efficiency of insurance companies, and let people obtain their insurances as soon as they can. TheConstitutionality of the AC These two cases including the National Federation of Business v. Sublime and Barbell v. Hobby Lobby ,which greatly impact the constitutionality of AC. According to these cases, I clearly realize the main deficiencies of AC and it constitutional process. National Federation of Business v. Sublime In this case,† Twenty-six States, several individuals, and the National Federation of Independent Business brought suit in Federal District Court,challenging the constitutionality of the individual mandate and Medicaid expansion, the U. S. Supreme court judge this case with following mints.Firstly, the U. S. Supreme court considers that the individual mandate takes a penalty to people, who dose not have health insurance, is unreasonable, but penalty can be regarded as a tax which imposes on people who dose not buy health National Federation of Business v. Sublime, 201 0 ). In my personal point of view, I agree with the statement that people should not be taken a penalty fee for out of health insurance. However, I think that changing this penalty as a tax, which is somewhat far- fetched, because, it just changes an explanation to enforce people join in health insurance programs.No matter this tax influences peoples' action to buy insurance or not, the government has no right to compel its persons to purchase a product, which they do not like it. Moreover, † U. S. Supreme court decides that states will lose their Medicaid funds, which compels Medicaid expansion, and this is unconstitutional ( National Federation of Business v. Sublime, 201 0 † I firmly agree this decision. I learned that America is the federal state, every state of U. S. Has right to administer itself. Furthermore, every state also has right to depart from U. S. , if its people agree. Rule insider the state government has equal status with the federal government. Therefore, the federal government can not exploit their right or threatens them to agree Medicaid expansion. As the case mentioned that † When a court confronts an unconstitutional statute, its endeavor must be to conserve, not destroy, the legislation†( National Federation of Business v. Sublime, 201 0 ). For some rational reason, it is right to preserve AC and tear out Medicaid expansion. However, I quite sure the constitutionality need to be cautious and considerate. In AC it still has some unconstitutional acts and rules.Although conserving AC is better than destruction, AC passes too fast to inspect by congress. Therefore, constitutionality is a long-term process, AC still need to be carefully checked by congress and society. Barbell v. Hobby Lobby In this case, the Supreme Court holds three main points. † At the first, the Supreme Court considers that the government has failed to satisfy the least- restrictive-means standard of the Religious Freedom Restoration Act. HAS has not shown that it lacks other means of achieving its desired goal without imposing a substantial burden o n the exercise of religion.This decision follows the Religious Freedom Restoration Act in 1993. Secondly, the Supreme Court deems that, according to the Religious Freedom Restoration Act, no conceivable definition of a person includes natural persons and non-profit corporations, but not for-profit corporations, which is different from He's defined action. Finally, the Supreme Court declares that only the contraceptive insurance can be picked out of the insurance mandate, and only closely held companies are suitable for this decision†( Barbell, Secretary of Health and Human Services V.Hobby Lobby Stores, 2014 Without a doubt, firmly Greer the first and second decisions of Supreme Court. Religions, beliefs, and religious actions should be respected. Moreover, for-profit companies also is including the scope of the person. Think HAS cannot support more evidences to demonstrate Hobby Lobby and others violate the RAFF and for- profit companies also need to be regarded as non-profit companies in this case for religious reason. Therefore, these two decision can embrace justice and equity for treating religion and religious companies.However, I concern that the third decision is partial. I have three points to illustrate my perspective. Firstly, it is partial to women who work in religious companies, because these women have no right to obtain contraceptive insurance comparing with other women who work in non-religious companies. Firmly consider that this partiality can be regarded as discrimination of women. Managers cannot deprive a right from employees, which should be reasonably procured, even for a religious reason. Secondly, the exemption only for closely held corporations and its religious reason, which is not rational.I firmly believe some companies will intentionally change their status to closely held corporations for avoiding contraceptive insurance. The last but not least, the Supreme Court has exempted religious reason for the declination of contrac eptive insurance currently, in the future, have reason to believe that some companies will utilize religious reason to avoid more mandate insurances. All in all, in this case, the Supreme Court fails to predict potential imparts, which will make more difficult for congress to enforce the laws.Actually, this decision makes harder to force employers to provide health insurance. Therefore, it really influences both implementation and constitutionality of AC badly. The conclusion I believe that, in total, AC is enacted for innovating the health environment of people. It covers all aspects of human daily life and wants to affect quickly. Indisputably, related agencies and congress are best effort for consummating and renewing AC. I can see that they want to regulate all behavior and rule all possible situation. This is an extremely huge work.

Nutrition Company Business Plan - 1184 Words

NUTRITION COMPANY BUSINESS PLAN Executive summary: Bharat Food Science Nutritionals is a company which is in the market for 30 years and has been providing the highest quality formulations in Nutritional Supplement Industry for both human and animal needs. Main objective is to provide Humans with required nutritional supplements and make them healthier and more productive. It is known that low socio-economics groups just eat enough to survive. Our objective is to include these people to improve their health and make them fit. Our Mission is Nutritious Nation. Our company is committed to providing nutrition to promote maximum fitness and overall better health Our Vision includes in next 10 years is to provide a Healthy India. Helping†¦show more content†¦As most of the rural people are based on agriculture, we focus on development of agriculture as well. Teaching villagers the techniques to save rain water and usage of optimal ground water will help them in agricultural purposes. Our company has tie-ups with Agro-seeds Company. They provide high yielding variety of seeds. We will provide these seeds at subsidized rates to the farmers so that they can get high yielding crops and good income. â€Å"JEENA† is the name of the program in which we have included all these activities. Jeena basically focuses on improving the health and fitness of low socio-economic individuals and thereby improving their wellbeing. Customer identification is the primary setup. Since urban people are now being educated and know the importance of nutrition, our products are gaining importance. We market our products to all locations. And especially to doctors, they prescribe the drugs to the required people. But in rural areas and people with low income it is difficult to find customers. Hence by giving our products at subsidized rates will encourage the low income individuals to take nutrition supplements. Creating the awareness about the problems faced because of malnutrition will encourage everyone to consume the nutritious diet. There are many questions which are unaddressed in regard to the approach. They can beShow MoreRelatedEssay on Bus 475 Week 2 Individual1692 Words   |  7 PagesBody Fitness Body Fitness is a new state of the art fitness facility coming to the valley that will offer the finest workout equipment, intense one-on-one personal training, proper supplemental nutrition plans, and strategic planning for a patient’s course of action to get in shape. Each fitness facility will offer the essential wide range of work out equipment and will be staffed to accommodate clients from high school age to retirement. Clients will consist of the average high school studentRead MoreNestle, A Swiss Company Essay949 Words   |  4 PagesNestlà © SA, a Swiss company founded in 1866 by Henri Nestlà ©. 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History Of The Civil War - Free Essay Example

Sample details Pages: 6 Words: 1796 Downloads: 10 Date added: 2019/05/08 Category History Essay Level High school Tags: Civil War Essay War Essay Did you like this example? The Contention of The Common War There had been numerous great misconstruing among North and South in the years that hinted at the Common War, however the most appalling misconception of all was that neither one of the sides acknowledged, until the point that it was past the point of no return, that the opposite side was frantically vigorously. Not until the point when the war had really started would men see that their adversaries truly intended to battle? At that point it was past the point where it is possible to do anything besides continue battling. Southerners had been talking severance for a long time, and the vast majority in the North had come to look on such talk as a counter in the round of governmental issues.. Don’t waste time! Our writers will create an original "History Of The Civil War" essay for you Create order The war points of opposite sides were exceptionally straightforward. The Alliance would battle for autonomy, the North for re-foundation of the Association. Up until now, subjugation itself was certainly not an issue. The North was a long way from solidarity on this point; it was fundamentally vital for Lincoln to keep the help of Northern Democrats, a large portion of whom had next to zero complaint to the proceeded with presence of subjugation in the south; and both he and the Congress itself were express in affirming that they needed to reestablish the Association without meddling with the local establishments of any of the states. Also, there were the fringe states, Maryland and Kentucky and Missouri, slave states were estimation clearly was expert Association by a somewhat restricted edge, yet where a great many people had no utilization at all for abolitionists or the abolitionist cause. In the event that these states should join the Alliance, the Association cause was in the s ame class as lost likely the most earth shattering to hold these states in the Association. On the off chance that he could encourage it, Lincoln was not going to battle a straight Republican war. While the Common War was ostensibly battled to protect the Association and free the Negro, the victors sought after the previous target as it were. In spite of the fact that discharged from subjugation, the Negro in the long run paid the cost of national unification. By the mid-1880s, he turned into a pawn of the white larger part North and south. It was they who concluded that it was superior to accommodate the areas to one another instead of to seek after full fairness for Negro Americans. The Finish of threats denoted the end of one age ever of Joined States and the start of another. Certain issues had for the last time been settled. The extended discussion and sectional clash over the idea of the Association were settled by the arbitrament of arms. There would be no further addressing of the rule that the Assembled States was an indestructible association made out of indestructible states. The privilege of withdrawal had been denied by a more grounded power than the polemics of Daniel Webster or the sincere interests of Lincoln. Ucial So too had there at last been chosen the critical issue of subjection . The seal of triumph on the combat zone was set upon the northern dispute that human subjugation couldnt exist in the American vote based system. The future status of the Negro was still to be resolved, and would offer ascent to no less questionable issue than those which war had fathomed, yet neither subjugation nor automatic bondage would from this time forward be countenanced inside the Unified States or wherever subject to their locale. In the meantime, the finish of the Common War implied significantly more than even the settlement of these issues. Finally the energies of the American individuals were allowed to continue the colossal undertaking of working up a country without being occupied by the lethal draw of North and South. The notable walk over the mainland was currently to get a crisp stimulus in the northern states as a huge number of pioneers filled the new West that lay past the Missouri; while significantly more imperatively, the development of makes in the northern states propelled mechanical creation on a time of extraordinary extension. A financial upset as of now getting gradually in progress was enormously quickened by the degenerate abuse of the nations evidently boundless normal assets, the working of an immense railroad organize extending across the nation, and the fast advancement of managing an account exchange and business. Underneath everything there was the way that the Common War was an advanced war; a hard and fast war, as that age comprehended the idea, in which everything that a country has and does must be recorded with its benefits or its charges. Military striking oiwer in such a war is at long last bolstered, molded, and constrained by the physical extension and citalirt of the fundamental economy. Straightforward valor and commitment can never be sufficient to win, if the war once creates pasts its opening stages. Whats more, for such a war the North was readied and the south was not readied; arranged, nor as in it was prepared for the War Neither one of the sides was at all prepared yet in the assets which were available to its. The North could win a cutting edge war and the south proved unable. Sticking to a general public dependent on the totally bygone foundation of servitude, the South for an entire age had been denoting a valiant endeavor to dismiss the modern unrest, and this endeavor had included it finally in a war in which the mechanical upset would be the unequivocal factor. To a Southland battling for its reality, bondage was a benefit in the homestead belt. The required harvests could be created despite the fact that the armed force removed such a significant number of ranchers, essentially in light of the fact that slaves could prop manors up with next to no assistance. Be that as it may, in every single other regard the exceptional organization was a horrible debilitate. Its reality had shielded the South from building up a class of gifted specialists, it had kept the South country, and albeit a few slaves were every so often utilized as assembly line laborers, subjugation had kept the ascent of modern quality, the South was lethally restricted. It could put a high level of its grown-up white labor on which the terminating line at last was based. Delivering abundant supplies of sustenance and filaments, it needed to go hungry and insufficiently clad; requiring a satisfactory distributive system, it was saddled with railways and expressways which had never been very adequate and which presently couldnt in any way, shape or form be enhanced or even kept up. The North bore an overwhelming burden in the War. The multiplying setback records ventured into each network, contacting almost every home. War uses achieved what at that point appeared to be the unlimited aggregate of in excess of two million dollars every day. Swelling sent living costs rising quicker than the normal mans salary could rise. War profiteers were various and barefaced, and now and again the entire battle appeared to be pursued for their advantages; to the plain end of the war there was dependably a possibility that the South may pick up its autonomy, not in light of triumphs in the field but rather on the grounds that the general population in the North just found the weight too substantial to convey any more. With the majority of this war conveyed toward the North, a time of enormous development and advancement. A business and modern blast like nothing the nation had envisioned before occurred. Amid the primary year, no doubt, times were hard: the nation had not so much recouped from the Frenzy of 0857, and when the Southern states withdrew the three hundred million dollars which Southerners owed to Northern agents went up in smoke, quickly strengthening the dejection in the North. In any case, recuperation was quick; the Central government was spending as much cash that no melancholy could persist, and by the mid year of 1862 the northern states were midsection somewhere down in property. This expanded interest northern homesteads met without breaking a sweat. There might have been a devastating labor lack, in light of the fact that devoted enthusiasm no place ran more grounded than in the homestead belt and a high level of the capable men had gone into the armed force. In any case, the War came absolutely when the mechanical insurgency was stamping itself on the homestead. Work sparing apparatus had been consummated and was being put into use_ an inconceivably enhanced furrow, a corn grower, the two-horse cultivator, trimmers and collectors and steam-driven sifting machines-all were accessible now, and under the weight of the war the rancher needed to utilize them. Until the point that 1861 ranch work had been inexhaustible and shabby, and these machines made there way gradually; now cultivate work was rare and extravagant, and the agriculturist who swung to hardware could really grow his grounds and his creation with less hands. In spite of the fact that, it is likely that Common War pushed the North into mechanical age a full age sooner than would some way or another have been the situation. It was simply prepared to grasp the production line framework in 1861, however without the war its improvement would have gone all the more gradually. The war gave a constrained draft that quickened the procedure massively. By 1865 the northeastern segment of American had improvement compacted into four hot years. Over the long haul it would have been far less expensive to buy the abrogation of servitude, albeit such a course was unbelievable to the two sides in 1861. Appraisals of the wars aggregate cost keep running as high as $3 billion for the South and $5 billion for the North. This was three to multiple times the aggregate evaluated estimation of slave in the Alliance. Both the Association and the Alliance had incredible trouble in paying their gigantic bills for war gear, troopers pay rates, and working costs. The two sides turned to numerous comparative budgetary measures: raising charges, issuing different kinds of securities, and printing huge amounts of paper cash unsupported by gold or silver stores. The superseding want for triumph prompted clearing measures on the South. Some influenced the ace slave relationship. Southern slaveholders had safeguarded their entitlement to outright command over their bondsmen in prior to the war days. At the point when war came, they observed vulnerably as the Confederate government and Southern states governments exchanged a huge number of slaves from private estates to more earnest work in the war exertion. Slaves even turned out to be Confederate officers in the blink of an eye before Appomattox

My Trip At Penn State - 931 Words

About a year ago, in an effort to make that summer the best one of our lives, my sister and I decided to embark on a road trip from Miami to Tallahassee. Not only was it an opportunity to visit my cousin who lives there, but also it was going to be a fun trip for my sister and I—a chance for us to bond. I had just left my final semester at Penn State a few weeks prior and regretting my decision not to take a year off before attending college, I decided to take this time to make up for it. I’ve been to several places in the few years I’ve had the privilege to travel, but watching thousands of pines rolling in and out of view took my breath away. My sister dipped her hand into the bag of French fries she had picked up at a rest stop a few miles back. Remembering a few concepts from my undergraduate courses, I began explaining HDL and LDL levels as well as how cholesterol affects membrane fluidity. 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What Are the Consequences of the Removal/Extinction of an Organism from the Food Web free essay sample

This means that they form a kind of cycle. The extinction of one organism can cause a ripple effect that impacts all of the species involved in that food web. This means that one organism would destabilize the whole food web. The extinction of a keystone specie might force all the organisms to adapt, because this specie is one whose presence and activities strongly affect other species. In other cases the ecosystem is the one that adapts to the lack of the organism. The extinction of species with a strong interaction in the food web occur more often that the others that do not have much interaction. In some cases the food web would be affected because some animals would not have a source of food, therefore they would not have energy. That way they would have to find another way to get the food or in extreme cases they could also get extinct. We will write a custom essay sample on What Are the Consequences of the Removal/Extinction of an Organism from the Food Web? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page An example is like the one in the picture, if the phytoplankton dies or decreases its number, its consumers would decrease their number as well, eventually the decrease of a very tiny organism would end up to the extinction of a large organism such as the killer whale or elephant seal. In this other photo we can see different types of secondary extinction. It shows how depending on the level the extinct organism is, the food web would be affected. The thin line shows the impact only in the trophic level and the thick line shows also how the population dynamics would affect. The secondary extinction of some organism would depend on their sensibility to the prior extinction. If the organism left from the prior extinction has other sources of food and adapts to the new food web, that organism could survive. But if its response to the prior extinction, even if the energy decrease is minimal, is not good that specie could cease to exist. We should avoid species extinction by taking care of the environment, because even if we think one organism is not that important, we could be destabilizing a whole food web that would not only affect the other organisms but it could also affect us, for example if you live in a country were fishing is the most important economical activity and the number of fish decline, its economy would be affected.

Islamic Finance in Australia Global Market

Question: Describe about the Islamic Finance in Australia for Global Market. Answer: Introduction Islamic Financial System has earned an excellent image in the global market due to its innovative products and services. The global Islamic finance market is estimated to grow up to US$ 2.6 trillion by the end of 2017. Hence, the demands for Islamic Financial products are increasing all across the globe (Mollah Zaman, 2015). Though Australia has a minimum Muslim population of 2 percent, the market has a real potential to expand into the Islamic Finance. Hence, the paper has been developed to conduct a theoretical analysis and market research to observe the possibilities of growth for Islamic Finance in the Australian market. Report Background The primary purpose of the report is to analyse the potentials for Islamic finance in the Australian market. The study has been conducted to examine the literature critically on Islamic finance and explain the role of Islamic corporate governance and Islamic financial products in the development of the financial market of Australia. Hence, the paper will present a critical evaluation of the financial services companies that operates in the Australian market under the Islamic corporate governance model and offers Islamic Financial products to the customers. It will help to analyse the demand for Islamic financial products and observe the potential to grow in the Australian market. The data has been collected through secondary sources such as articles, journals, books, company and government reports, and internet sources to conduct the literature review in the context of the whole world. On the other hand, a critical evaluation has been presented in context to the Australian market in the discussion and analysis section (Rini, 2014). The primary limitation of the research is the second handed information that can be minimised by conducting a research survey to increase the reliability and efficiency of the study. Literature review Through the identification of corporate governance models and Islamic corporate governance, the role of the Sharia committee has been presented to understand the existing status of global Islamic finance market. Corporate governance models The corporate governance structure of a country has played a massive part in determining significant factors such as the legal and regulatory framework including the rights and accountability of each element associated with it. Meanwhile, there are three identified corporate governance models such as the Anglo-US model, the Japanese model, and the German model that have been utilised to control the capital market structure in developed countries (Hashim, Mahadi, Amran, 2015). The Anglo-US Model: The Anglo-US model has been characterised by individual share ownership, a well-established legal framework determining the significant rights and accountabilities towards shareholders, organisational management and directors and the outside shareholders not associated with the organisation. The specific model has included three major players to manage the open market operations in the developed countries. Moreover, the share ownership pattern has got its influence on the organisation as an increase in ownership can result in the increase in the influence (Abu-Tapanjeh, 2009). On the basis of ownership increment, specific regulatory changes have been triggered to facilitate the corporate governance tactics. The Japanese Model: The Japanese model has been identified by a premium level of stock ownership by associated organisations and banking corporations. Also, substantial public policy, legal framework and industrial proposition have provided significant connection to the financial banking systems and the corporations to create a trading relationship among industrial groups (Alam Choudhury Nurul Alam, 2013). Such corporate governance model has got a central banking corporation at the centre stage and a financial network around the system namely keiretsu. Meanwhile, in Japanese model, the non-affiliated shareholders have got petite to say in the governance procedure. The German Model: The German model has been characterised by two distinct boards such as a management board and a supervisory board. Such two-tiered board framework has efficiently managed the financial management as well as regulatory control in the market. Also, the voting right restrictions in the German model have limited the ownership structure of the shareholders to a certain extent (Mahmood, 2015). In the German model, the regulatory framework has been controlled by significant federal laws such as Commercial Law, The Stock Corporation Law and Stick Exchange Law. Islamic corporate governance and the role of the Sharia Committee Islamic corporate governance has followed strict standards and regulatory framework so that significant value of transparency, fairness and responsibility towards the shareholders can be incorporated. By managing financial risks to a certain order, the fundamental objective of Islamic corporate governance is to increase the shareholders value. In order to develop sustainable corporate governance, The Islamic Financial Services Board (IFSB) has published the guiding principles for corporate business organisations to maintain highest IFSE standards (Bhatti Bhatti, 2009). By identifying the growing need for standardisation in the Islamic finance industry, the Islamic corporate governance structure has delivered efficient business standards incorporating business ethics, transparency and fair trading concepts among the financial institutes operating in the global market (Morrison, 2014). Understandably, the Sharia governance committee has played a crucial role in advising the Islamic financial institutions about the compliance of guiding principles (Ahmed, 2014). Thus, greater clarity has been achieved within the financial services in the Islamic corporate governance. The five specific elements of the Sharia committee such as general approach, competence, independence, confidentiality and consistency have mandated the operative procedure of the Islamic financial services (Casper, 2015). The Sharia Board has connected the Islamic financial governance to the IFSB standards so that the organisations can understand their liability and responsibility towards the shareholders (Bhatti Bhatti, 2010). Moreover, the compliance of the Sharia Board has addressed significant issues associated with the financial governance securing transparency. Discussion and analysis Islamic corporate governance in Australia Governance is term that relates the government with its constituents. Therefore, corporate governance refers to the corporation and its constituents. It is important to understand who the constituents of a corporation are. Islamic corporate governance differs from that of corporate governance of conventional financial institutions. Islamic corporate governance mainly focuses on building a good relationship with entrepreneurs exploring for growth of businesses. The Islamic Financial institutions do not offer money in forms of debts, but believes in investing in potential projects in return of profit (Sukardi, 2013). The foremost difference is the risk level involved for the depositors of Islamic Banks when the bank invests on different projects. Hence, it can be seen that Banks or financial institutions opting for Islamic Financial products must be aware of the facts of high risk exposure that they tends to provide to the regular customers. Along with that, there is a need of proper a pproval of the Australian government before offering Islamic financial products in the Australian market. One of the major examples of Islamic bank in Australia is the MCCA Islamic Finance and Investment (Australia). The company started its business in the year 1989 as a registered corporation in Melbourne with $20,000. MCCA started its business with a vision to meet the investment, banking and financial needs of the Muslims living in Australia (Wijethunga Ekanayake, 2015). It offers all sorts of Islamic Financial products and has facilitated around $1 billion in home finance. Along with that, the financial institution also manages around $50 million in investment. Hence, it can be seen that Islamic Corporate has good opportunity to grow in the Australian market with upcoming projects available in the future. Islamic financial products in Australia Different Islamic Financial products can be offered by the Australian Banks to improve their positioning in the market. The Islamic Financial Products that can be offered by the Australian banks are discussed herein below: Products based on Profit and Loss sharing: In place of providing loan in return of interest, the Australian Banks can offer investment on basis of profit and losses. It will reduce the risk of the entrepreneurs and ensure the banks a higher rate of return. Furthermore, the entrepreneurs will get technical assistance of the banks and it will develop a good relationship with the customers (Zain, Zulkarnain, Hassan, 2015). Two different products can be offered namely Mudaraba Products that involves sharing of only profit and the second is Musharaka that is a termed used for joint ventures. Products based on investing financing: Product based financing is used to earn fees by purchasing properties and selling them to a buyer who pays the price of the property in small instalments. In return of the investment, the financial institutions earn a good amount of fees. The ownership of the property is not transferred to the buyer unless he pays the full amount. Alternative to Bonds: Another product is known as Sukuk that is a type of Islamic bond in which the investors are entitled with an ownership of a tangible asset, project, business, joint venture and service. It is important that every asset must be in compliance with the Sharia regulations (Srairi, 2015). Conclusion and recommendation The significant research on corporate governance models and the Islamic governance framework have provided the broader concept of corporate social responsibility among the financial services. Moreover, the IFSB standards and principle guidelines have incorporated significant strengths to the organisations operating in the Islamic finance industry proving transparency and fairness policy in business operations. Along with that, the Sharia Board has delivered ethical and moral standardisation among the Islamic corporate governance prohibiting any illegal business activities. Meanwhile, the existing Islamic corporate governance in Australia and the Islamic financial product discussion have pointed out the massive opportunities in the Australian market. Evidently, some of the fundamental recommendations have been included at the end of the paper to improve the current scenario. Improve the current set of the Regulatory framework: Through the identification of indifferent risks associated with the financial industry such as liquidity risk, transparency risk, fiduciary risks and legal risks, the efficient regulatory framework must be promoted to the Islamic financial services. The regulatory framework must upgrade licensing, liquidity rules and capital structure of the financial organisations so that the Islamic banking structure and system can provide efficient services in the developed as well as emerging nations. Strengthening supervision: By the help of the Sharia Board and IFSB standards, the Islamic financial governance structure has found solidity. Moreover, IBs and CBs supervision model must have been identified to provide right funding structure, efficient skills and management of services. Also, the operational independence through financial oversight can result in vigorous accountability practices to strengthen the corporate governance structure of the Islamic finance industry. References Abu-Tapanjeh, A. (2009). Corporate governance from the Islamic perspective: A comparative analysis with OECD principles.Critical Perspectives On Accounting,20(5), 556-567. https://dx.doi.org/10.1016/j.cpa.2007.12.004 Ahmed, P. (2014). Corporate Governance and Ethics of Islamic Finance Institutions.Journal Of Islamic Economics Banking And Finance,10(1), 32-55. https://dx.doi.org/10.12816/0025696 Alam Choudhury, M. Nurul Alam, M. (2013). Corporate governance in Islamic perspective.I J Islam Mid East Fin And Mgt,6(3), 180-199. https://dx.doi.org/10.1108/imefm-10-2012-0101 Bhatti, M. Bhatti, I. (2009). Development in legal Issues of Corporate Governance in Islamic Finance.J Of Ec And Admin Sciences,25(1), 67-91. https://dx.doi.org/10.1108/10264116200900004 Bhatti, M. Bhatti, M. (2010). Toward Understanding Islamic Corporate Governance Issues in Islamic Finance.Asian Politics Policy,2(1), 25-38. https://dx.doi.org/10.1111/j.1943-0787.2009.01165.x Casper, M. (2015), Sharia Boards and Sharia Compliance in the Context of European Corporate Governance.SSRN Electronic Journal. https://dx.doi.org/10.2139/ssrn.2179412 Hashim, F., Mahadi, N., Amran, A. (2015). Corporate Governance and Sustainability Practices in Islamic Financial Institutions: The Role of Country of Origin.Procedia Economics And Finance,31, 36-43. https://dx.doi.org/10.1016/s2212-5671(15)01129-6 Mahmood, S. (2015), International Perspectives - Corporate Governance Regulations and Models.SSRN Electronic Journal. https://dx.doi.org/10.2139/ssrn.2423864 Mollah, S. Zaman, M. (2015). Shariah supervision, corporate governance and performance: Conventional vs. Islamic banks.Journal Of Banking Finance,58, 418-435. https://dx.doi.org/10.1016/j.jbankfin.2015.04.030 Morrison, S. (2014). Shariah Boards and the Corporate Governance of Islamic Banks in the United Kingdom.Journal Of Islamic Economics Banking And Finance,10(1), 96-109. https://dx.doi.org/10.12816/0025699 Rini, R. (2014). The effect of audit committee role and sharia supervisory board role on financial reporting quality at Islamic banks in Indonesia.Journal Of Economics, Business, And Accountancy | Ventura,17(1), 145. https://dx.doi.org/10.14414/jebav.v17i1.273 Srairi, S. (2015). Corporate Governance Disclosure Practices and Performance of Islamic Banks in GCC Countries.JIF,4(2), 1-17. https://dx.doi.org/10.12816/0024085 Sukardi, B. (2013). Corporate Governance Engineering of Islamic Banking and Finance: Tantangan Globalisasi Sistem Ekonomi dan Pasar Bebas.TSAQAFAH,9(1), 149. https://dx.doi.org/10.21111/tsaqafah.v9i1.42 Wijethunga, I. Ekanayake, E. (2015). Element of Corporate Governance in Islamic Banks vs Conventional Banks: A Case Study.Journal Of Islamic Banking And Finance,3(1). https://dx.doi.org/10.15640/jibf.v3n1a5 Zain, N., Zulkarnain, I., Hassan, P. (2015). Shariah Corporate Governance Structure of Malaysian Islamic Banking and Finance: The Traces of Shura.Journal Of Islamic Banking And Finance,3(1). https://dx.doi.org/10.15640/jibf.v3n1a3